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In
order to be effective in my efforts, it is necessary
for my clients to have good credit and/or cash to benefit
from my service for the following reasons:
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In order for me to have the greatest bargaining power,
the dealership must know that we are able to consummate
the deal.
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In providing you with "extended" test-drives;
we must also have the dealer's confidence that the
borrowed vehicle is in good hands.
Though we all should always be aware of our credit standing,
for many reasons, most of us just don't have the time
to monitor our credit rating on a regular basis. There
are numerous factors that can effect our credit, often
without our knowledge. One factor, which many are unaware,
is that our credit rating can be effected by excessive
inquiries (when credit is applied for at many places
within a short period of time). As long as we pay our
bills in a timely manner, and don't borrow more than
necessary or appropriate, our credit ratings should
be in "good" shape. You can get a copy of
your credit report by contacting any or all of these
three major credit bureaus:
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Equifax, 1-800-685-1111.
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Merchants Credit Bureau, 1-888-397-3742.
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TransUnion, 1-803-254-5175
Of course, all dealerships accept cash. And special
circumstances (divorce, health problems, and the like)
can sometimes be taken into consideration by the lender
depending on the severity of the credit problems and
the buyer's current ability to pay the payment.
Frank M. Price, Owner
803-732-1150
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